US Citizens Beware!

The US requires all citizens and green card holders to file tax returns and reports on non-US financial accounts no matter where in the world they live. The only exceptions are those whose income is below the minimum, and those who have less than $10,000 in all of their non-US financial accounts combined.

If you are a US citizen or green card holder these requirements, expecially those related to financial accounts, can be a big problem.

There are hefty, very hefty, fines for not filing reports on these financial accounts. There is rarely tax owing. For US citizens working in Canada it is possible to take credit for taxes paid to Canada, including Canada Pension Plan and Employment Insurance. Because the tax rates are generally similar the CPP and EI plus Canadian income tax is usually more than the US income tax would be. I have only seen two cases where tax was due on the US return after taking credit for taxes paid to Canada. One was about $50 and was caused by the sale of a condo in Canada. The other was caused by sale of a house in Canada by a retiree. The taxpayer used charitable contributions to wipe out Canadian tax on the sale. On her US return she was only allowed half as much for her charitable contributions so there was a large tax owing.

If you are liable for US taxes, to regularize your situation the IRS wants to see 6 years of returns, including those for financial accounts if the total comes over 10,000 in any one year.

Please remember that the US government has a long memory for taxes owing. There have been a couple of cases in recent years where someone who was living in Canada decided to visit the US in the mistaken belief that the US government had forgotten an old criminal charge. In both cases the visitor was sent to answer a murder charge from more than 25 years before. It would be foolish to believe that they would forget something that would result in taxes being paid.

If you are in this situation I can prepare the forms for you. I will need the Canadian returns and the information on your financial accounts. Often preparing the pages about financial matters is more work than preparing the tax forms.

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  56. These compatibility problems come and go. It would be almost a full-time job to keep track of and solve them.

  57. These compatibility problems come and go. It would be almost a full-time job to keep track of and solve them.

  58. First and foremost, backup all of your existing posts on either a DVD or a removable drive, then remove it and place it in another room. Next subscribe to your own RSS feed. This will provide a complete set of your new posts on your ISP´s server, not on your machine.

  59. First and foremost, backup all of your existing posts on either a DVD or a removable drive, then remove it and place it in another room. Next subscribe to your own RSS feed. This will provide a complete set of your new posts on your ISP´s server, not on your machine.

  60. The problem is that I submitted the first post before becoming aware that WordPress takes the title of the first post and attaches it to the entire blog. I recently started adding photos to my main blog. I have not had any comments back on how my readers like them.

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  66. Go to the website. Go down on the side to a heading of Meta. Just below that you will find the subscribe instructions.

  67. Go to the website. Go down on the side to a heading of Meta. Just below that you will find the subscribe instructions.

  68. Go to the website. Go down on the side to a heading of Meta. Just below that you will find the unsubscribe instructions. Unfortunately if you resubscribe you might have the same problem again. It seems to be inherent in WordPress.

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  157. These compatibility problems come and go. IMHO you can’t do much about them on a non-commercial site.

  158. These compatibility problems come and go. IMHO you can’t do much about them on a non-commercial site.

  159. These compatibility problems come and go. IMHO you can’t do much about them on a non-commercial site.

  160. Begin by looking for a web hosting company. Then select a domain name that describes the theme of your blog. You may have to try a few different ones before you find one that you like. Then buy it from your web host. It might be a few dollars cheaper to buy from another company but it would take forever to transfer it. Subscribe to you own RSS feed as soon as you have made your first post. I have heard from bloggers who did not do this and found themselves on the wrong end of things when their blogs were hacked.

  161. Begin by looking for a web hosting company. Then select a domain name that describes the theme of your blog. You may have to try a few different ones before you find one that you like. Then buy it from your web host. It might be a few dollars cheaper to buy from another company but it would take forever to transfer it. Subscribe to you own RSS feed as soon as you have made your first post. I have heard from bloggers who did not do this and found themselves on the wrong end of things when their blogs were hacked.

  162. Friday night I was dancing on the sidewalk with a hostess at a restaurant near here. One of the other hostesses took a video of us and promised me a copy. If it comes I will post it.

  163. Two important suggestions. Back up all of your existing posts on a DVD or a removable disk, then remove it and place it in another room, preferably in another building. Then subscribe to your own RSS feed. This will provide a complete set of new posts on your email service provider’s server. With these safeguards you can regenerate your blog quickly and easily. You will only miss the comments, and they come in essentially on their own.

  164. As long as you are interested in reading what I write, we can keep in touch right here.

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  166. Scroll down to the very bottom and look for a heading of Meta. Below that look for Entries RSS and follow the instructions there.

  167. Scroll down to the very bottom and look for a heading of Meta. Below that look for Entries RSS and follow the instructions there.

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  185. Since tweets are supposed to be only 144 characters I think that you should be able to retype faster than you could call up a plugin.

  186. Go to the website and scroll to the bottom. Look for a heading of Meta. Under it you should find Comments RSS or some similar title. Unsubscribe there. You may subscribe again but it is possible that you will have the same problem again. It seems to be a bug in WordPress.

  187. These compatibility problems come and go. I do not see that you can do much about them unless you have a commercial site.

  188. These compatibility problems come and go. I do not see that you can do much about them unless you have a commercial site.

  189. The same principles apply whether a site is commercial or not. Begin by selecting a web hosting company. Then look for a domain name that is closely related to your theme. It may take several tries to find one that is available. Then buy it from your web host, not from another company.
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  358. There is a problem changing the title. It seems to have been set by Word Press. I do not have the key on how to change it.

  359. First off, if you have not subscribed to your own RSS feed do it now. It will store copies of your new posts on your email service provider’s server. Also back up all of your existing posts on a removable disk and remove it.
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  360. I do not have any influence there. Go to the bottom of the web page and look for a heading of Meta. Just below this you will find the unsubscribe instructions. The only problem is that if you resubscribe you might run into the same problem again. It is a very common problem.

  361. Send your comments here. I do not have time to set up a discussion group here but we can accomplish most of the same things using the comments and replies here.

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  364. Hello would you min letting me kow which web holst you’re utilizing?
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  365. First copy your existing posts onto a removable disk and then remove it. Next subscribe to your own RSS feed so that you will have a complete set of your new posts in a remote location.

  366. I am using a company called Just Host. They seem to be having problems but it looks like they may have solved them.

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  370. Hi there! I just wanted to ask if you ever have any issues with hackers?
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  374. First, copy all of your existing posts to a removable disk and then remove it. Subscribe to your own RSS feed to get a complete set of new posts in a remote location. Ask your existing subscribers if any of them subscribed to your RSS feed. If yes, ask one of them to forward the files to you so that you can regenerate your blog from them. If no, you have a much worse problem than you thought.

  375. These compatibility problems come and go. IMHO there is not much that can be done about them by an individual. If you are representing a large company the situation is different.

  376. Heya terrific blog! Does running a blog like this take a great
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  378. You do not need to do any programming. If you need to have some done, as for example installing a donate button, hire someone from fiverr to do it. First select a web host, then look for a domain name that reflects your proposed blog theme. You may have to make several tries to get one that is not taken. Buy the domain name from your web host. Subscribe to your own RSS feed as soon as you have sent out your first rial post. I keep hearing from bloggers who did not do this and wound up losing months of work when their blogs were hacked.

  379. Terrific post however I was wanting to know if
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  380. Great blog! Is your theme custom made or did you download it from somewhere?
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  381. Hey! I know this is kinda off topic nevertheless I’d figured I’d ask.
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  382. Send your post here, marked as a guest post and tell me what link or reference to publish with it.
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  383. Hello there! I know this is kinda off topic but I was wondering if you knew
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